Hartman prepares students financially
Wednesday, October 24, 2007
By Kristin Cumbie
in Residence, Kent Hartman, is preparing students for the future by
teaching the Personal and Family Finance course at Oklahoma Christian
“It seems wise to me to see what God says about money,” Hartman said.
After graduating from Oklahoma Christian in 1977 Hartman and his wife
Nancy served on the mission field in Australia for nearly two decades.
“They were widely liked and respected among the student body,” Lynn
McMillon, dean of the college of Biblical studies, said. “When they
came back I thought, ‘What a perfect couple to be missionaries in
When Hartman returned to Oklahoma Christian he proposed the idea of the Personal and Family Finance class.
“I think he [McMillon] was a bit surprised when I suggested a course that was not in missions,” Hartman said.
The course began in the fall of 2002 and was originally offered only
one semester out of the year. As the enrollment numbers grew, the
amount of times the class was offered increased as well.
This semester the class meets every Sunday night from 7:00 to 9:30.
“I enrolled in the class mainly because I had heard that it was the
best class any college student could take,” junior, Luke Panter said.
“I think this particular class has been worth giving up my Sunday
nights,” Panter said.
Some students believe the class should be made mandatory for all Oklahoma Christian students.
“I would absolutely recommend this class to others, and I believe it
should be a mandatory class for all students,” junior Jonathan Niccum
said. “Personal and Family Finance is most likely the most practical
class, for everyday life, out of all classes offered at OC.”
Niccum believes students should take the course because people deal
with money every day and everyone needs to know how to handle their
Not all students agree the course should be mandatory.
“I would definitely recommend the class to everyone, but making the
class mandatory is a little extreme,” Panter said. “Even though the
course is really informative and I have benefitted greatly from it, I
think making a class mandatory takes something away from it.”
This year the class will only be offered during the fall semester.
“The class has been a tremendous success,” McMillon said.
The course is based around a few main principles. The first
principle comes from Proverbs 3:5-6. Students are taught the importance
of honoring God with their money from these verses.
The concept of a budget is also important by learning to spend less
than you make, not more. This class helps students realize the
importance of giving generously to God and others. The last concept is
the importance of saving and investing for the future.
“We begin the class by reading a lot of scriptures,” Hartman said. “The
first two days are spent looking at what God says about money.”
The Bible has 2,350 verses about money and 15 percent of Jesus’ teachings are illustrated through money.
Hartman has taught at different venues on this subject for 15 to 20
years. He believes the concept is important and people need to focus on
getting out of negative situations associated with money.
A small portion of the class focuses on how money is one of the leading causes of trouble in marriages today.
“God’s idea is using money to bring your marriage together,” Hartman said.
The text for the course is made up predominantly of two books: Your
Money Map by Howard Dayton and a financial workbook called Your Money
Matters by Dave Ramsey.
“I enjoy the reading material that the class offers. Dayton’s, Your
Money Map is an easy read,” Panter said. “It has good, Godly principles
concerning the way we should deal with our money.”
This course also utilizes the knowledge of guest speakers. The guest
lectures are done by various people including a bank president and a
financial planner. Hartman also covers topics over real estate and
estate planning. The class takes a real estate tour led by a realtor
outside of the classroom as well.
“My favorite thing about the class is getting to learn about different
investments, such as real estate, stocks, and mutual funds,” Niccum
The course is providing students with hands-on approaches to their finances.
“At the beginning of the class Mr. Hartman had us group into teams and
then told us to pick securities to put a pretend $10,000 into,” Niccum
said. “Throughout the semester we are to keep track of how they are
doing, and at the end of semester we will see how much money we made or
lost from our $10,000 investment.”
After students have taken the class, Hartman often hears back from
many of them. Most students are very thankful that they have taken the
class and feel it will be beneficial in the future.
“I feel that it is an important class to have because what I learn in
the class, I can actually put into practice in real life,” Panter said.